Social Security Office Quincy, Illinois Near Me - SSN, Disability, SSI, Retirement, Medicare (2023)

FAQs

Are Social Security and Medicare in the same office? ›

This causes some confusion — leading people to believe that they are the same. But once you enroll, all your Medicare services are handled through the Centers for Medicare and Medicaid Services. All your Social Security services are handled by the Social Security Administration.

Social Security offers retirement, disability, and survivors benefits. Medicare provides health insurance. Because these services are often related, you may not know which agency to contact for help. The chart below can help you quickly figure out where to go.

You can call our National 800 Number at 1-800-772-1213 between 8:00 a.m. – 7:00 p.m., Monday through Friday. Wait times to speak to a representative are typically shorter early in the day (between 8 a.m. and 10 a.m. local time) or later in the afternoon (between 4 p.m. and 7 p.m. local time).

You can schedule, reschedule, or cancel an appointment by calling us at 1-800-772-1213 (TTY 1-800-325-0778), Monday through Friday between 8:00 a.m. – 7:00 p.m. local time, or contacting your local Social Security office.

Everyone eligible for Social Security Disability Insurance (SSDI) benefits is also eligible for Medicare after a 24-month qualifying period. The first 24 months of disability benefit entitlement is the waiting period for Medicare coverage.

If you already get Social Security benefits, you do not need to sign up for Medicare. We will automatically enroll you in Original Medicare (Part A and Part B) when you become eligible. We will mail you the information a few months before you become eligible.

Many people who are eligible for Supplemental Security Income (SSI) may also be entitled to receive Social Security benefits. In fact, the application for SSI benefits is also an application for Social Security benefits.

To acquire the full amount, you need to maximize your working life and begin collecting your check until age 70. Another way to maximize your check is by asking for a raise every two or three years. Moving companies throughout your career is another way to prove your worth, and generate more money.

What Is the difference between SSI and SSDI? The major difference is that SSI determination is based on age/disability and limited income and resources, whereas SSDI determination is based on disability and work credits.

However, there are times when you may have more luck getting through, such as before 10 a.m., after 4 p.m. or later in the week. Wait times also tend to be shorter later in the month.

How many years can you go back for back pay for SSI? ›

If you qualify for Supplemental Security Income (SSI), you could also receive back pay. Retroactive benefits might go back to the date you first suffered a disability—or up to a year before the day you applied for benefits. For SSI, back pay goes back to the date of your original application for benefits.

The amount you received from SSI and SSDI can vary depending on your condition, cost of living, and daily needs. The maximum SSI limit someone can receive in a month is $914 in 2023 while the maximum amount of SSDI is $3,627. Your combined SSI and SSDI amount cannot be higher than the maximum SSI benefit.

The maximum benefit depends on the age you retire. For example, if you retire at full retirement age in 2023, your maximum benefit would be $3,627. However, if you retire at age 62 in 2023, your maximum benefit would be $2,572.

The maximum Social Security benefit in 2023 is $3,627 at full retirement age. It's $4,555 per month if retiring at age 70 and $2,572 if retiring at age 62. A person's benefit amount depends on earnings, full retirement age and when they take benefits.

If you don't get premium-free Part A, you pay up to $506 each month. If you don't buy Part A when you're first eligible for Medicare (usually when you turn 65), you might pay a penalty. Most people pay the standard Part B monthly premium amount ($164.90 in 2023).

Some American workers do not qualify for Social Security retirement benefits. Workers who don't accrue the requisite 40 credits (roughly ten years of employment) are not eligible for Social Security. Some government and railroad employees are not eligible for Social Security.

Part A late enrollment penalty

If you have to buy Part A, and you don't buy it when you're first eligible for Medicare, your monthly premium may go up 10%. You'll have to pay the penalty for twice the number of years you didn't sign up.

Medicare can deny coverage if a person has exhausted their benefits or if they do not cover the item or service. When Medicare denies coverage, they will send a denial letter. A person can appeal the decision, and the denial letter usually includes details on how to file an appeal.

Do I automatically get Medicare when I turn 65? ›

You automatically get Medicare when you turn 65

We'll mail you a welcome package with your Medicare card 3 months before your Medicare coverage starts.

Arthritis and other musculoskeletal disabilities are the most commonly approved conditions for disability benefits. If you are unable to walk due to arthritis, or unable to perform dexterous movements like typing or writing, you will qualify.

In most cases, it is better to receive disability benefits until you reach full retirement age. If you collect early retirement, your benefits are permanently reduced. If you receive SSDI payments until you reach full retirement age, there is no permanent reduction in your retirement benefits.

SSDI pays more compared to SSI for most people. However, both programs can provide benefits for necessary needs. If you need help from SSI or SSDI (or both), contact a Social Security Disability lawyer.

You must have worked and paid Social Security taxes in five of the last 10 years. If you also get a pension from a job where you didn't pay Social Security taxes (e.g., a civil service or teacher's pension), your Social Security benefit might be reduced.

The only people who can legally collect benefits without paying into Social Security are family members of workers who have done so. Nonworking spouses, ex-spouses, offspring or parents may be eligible for spousal, survivor or children's benefits based on the qualifying worker's earnings record.

There is no specific “bonus” retirees can collect from the Social Security Administration. For example, you're not eligible to get a $5,000 bonus check on top of your regular benefits just because you worked in a specific career. Social Security doesn't randomly award money to people.

Answer: If a person is approved for both SSI and SSDI they will maintain Medicaid because SSI benefits include Medicaid. However, some states require a separate Medicaid application, (https://www.ssa.gov/disabilityresearch/wi/medicaid.htm).

Generally, the maximum Federal SSI benefit amount changes yearly. SSI benefits increased in 2023 because there was an increase in the Consumer Price Index from the third quarter of 2021 to the third quarter of 2022. Effective January 1, 2023 the Federal benefit rate is $914 for an individual and $1,371 for a couple.

Can I get approved for SSDI and denied for SSI? Yes, it is possible to get approved for SSDI but denied for SSI. If this happens, it's likely because you have too much income to qualify for SSI.

Do you need to go to your local Social Security office? ›

We can schedule most interviews either by telephone at a local Social Security office. If you do not want to wait for a scheduled appointment, you may visit any Social Security office and we will serve you as quickly as possible.

We will schedule an appointment for you, if necessary, to serve you by phone or in person. What to Know if You Must Visit an Office: Masks are only required when the COVID-19 hospital admission level where the office is located is high. Signage will indicate if masks are required.

If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase. If you start receiving benefits early, your benefits are reduced a small percent for each month before your full retirement age.

The maximum SSDI will provide in back payments is 12 months. Your disability would have to start 12 months before you applied to receive the maximum in SSDI benefits.

You can buy a car with SSI back pay for recipients over 18 but will find hidden limits on the amount you can spend. The SSA exempts SSI retroactive payments for up to nine months after you receive them.

SSI federal payments

With the 2023 COLA, the maximum federal payment to an individual SSI recipient will go up from $841 a month to $914. (Most states provide supplemental payments to some SSI beneficiaries.)

There are only 15 states where annual SSI benefits are worth at least 30% of the living wage, with South Dakota being the highest at just under 33%.

How much is SSDI going up in 2023? SSDI benefits payments are increasing 8.7% for 2023, meaning all SSDI recipients will automatically get a monthly check that's worth 8.7% more than in 2022.

The Social Security special minimum benefit provides a primary insurance amount (PIA) to low-earning workers. The lowest minimum PIA in 2023, with at least 11 years of work, is $49.40 per month. The full minimum PIA, which requires at least 30 years of work, is $1,033.50 per month.

What changes are coming to Social Security in 2023? ›

Social Security recipients will get an 8.7% raise for 2023, compared with the 5.9% increase that beneficiaries received in 2022. Maximum earnings subject to the Social Security tax also went up, from $147,000 to $160,200.

The major difference is that SSI determination is based on age/disability and limited income and resources, whereas SSDI determination is based on disability and work credits. In addition, in most states, an SSI recipient will automatically qualify for health care coverage through Medicaid.

SSI is different from our Social Security Disability Insurance (SSDI) program. However, the medical requirements are the same for both programs. To get disability payments, you must have a medical condition that is expected to last at least one year or result in death.

Social Security benefits may be paid to you and certain members of your family if you are “insured” meaning you worked long enough and paid Social Security taxes. Unlike Social Security benefits, SSI benefits are not based on your prior work or a family member's prior work.

If you start receiving benefits at age 66 you get 100 percent of your monthly benefit. If you delay receiving retirement benefits until after your full retirement age, your monthly benefit continues to increase.

Benefit applications can take up to three months to process, so apply three months before your planned start date. If you are drawing spousal or survivor benefits on another person's earnings record, your payment date depends on that person's birthday and follows the schedule above.

Average Social Security retirement benefits in 2023

Average payments for all retirees enrolled in the Social Security program increased to approximately $1,827, according to the Social Security Administration (SSA).

FICA helps fund both Social Security and Medicare programs, which provide benefits for retirees, the disabled, and children. Social Security Administration | Publication No.

Social insurance, as conceived by President Roosevelt, would address the permanent problem of economic security for the elderly by creating a work-related, contributory system in which workers would provide for their own future economic security through taxes paid while employed.

Most people enrolled in Medicare — and receiving Social Security benefits — will have at least $164.90 deducted from their Social Security check each month in 2023. This is the monthly premium for Medicare Part B.

How do I know if I am automatically enrolled in Medicare? ›

Medicare will enroll you in Part B automatically. Your Medicare card will be mailed to you about 3 months before your 65th birthday. If you're not getting disability benefits and Medicare when you turn 65, you'll need to call or visit your local Social Security office, or call Social Security at 1-800-772-1213.

Social Security benefits may or may not be taxed after 62, depending in large part on other income earned. Those only receiving Social Security benefits do not have to pay federal income taxes.

Social Security offers a monthly benefit check to many kinds of recipients. As of February 2023, the average check is $1,693.88, according to the Social Security Administration – but that amount can differ drastically depending on the type of recipient. In fact, retirees typically make more than the overall average.

Yes. In fact, if you are signed up for both Social Security and Medicare Part B — the portion of Medicare that provides standard health insurance — the Social Security Administration will automatically deduct the premium from your monthly benefit.

The maximum Social Security benefit in 2023 is $3,627 at full retirement age. It's $4,555 per month if retiring at age 70 and $2,572 if retiring at age 62.

Budgeting for Medicare after retirement

You'll need to pay monthly premiums, copayments, coinsurance, and deductibles. You can pay for premiums and other Medicare costs in several ways. While you could budget and save for healthcare throughout your life, other programs can help: Paying with Social Security.

Contact Social Security to sign up for Medicare.

You'll get Part A automatically once you start getting benefits. You'll choose if you want Part B when you apply for benefits.

Medicare Eligibility for People Who've Never Worked? Regardless of your work history, you are eligible for Medicare at age 65 (or younger in some cases) if you're a U.S. citizen.